After a car accident in Georgia, what you say and do can significantly impact your claim, especially when it involves the other driver’s insurance company.
Here are the most important do’s and don’ts to keep in mind.
What You Should Do After a Car Accident
Our years of experience dealing with insurance companies have helped us create a list of what to do after a car accident in Georgia. These actions can help protect your health, your finances, and your legal right to seek fair compensation.
Report the Accident to Your Insurance Company
Even if the other driver caused the crash, notify your insurer promptly. However, stick to the basics: who, what, where, and when. You do not want to give a statement for the record or discuss fault until you can speak to a car accident attorney. Even your own insurer may wiggle out of paying a claim if you have to file under your policy.
See a Doctor Right Away
Not all car accident injuries are immediately apparent. The shock and trauma of a crash can hide symptoms. Get medical care right away, whether at the emergency department, an urgent care center, or from your doctor. Prompt medical attention is the best thing you can do for your health. It also properly documents your injuries, which is essential for an insurance claim.
Keep Accident-Related Documentation
If you took photos at the scene, preserve them. Here are other forms of documents you should keep:
- Police report
- Witness names and contact information
- Medical bills
- Repair estimates
Keep Track of the Time
Georgia is a fault-based state for car accidents, which means the at-fault driver’s insurance company covers your medical bills, lost wages, and other related losses. However, Georgia’s statute of limitations for car accident lawsuits gives you two years from the date of the crash to file a lawsuit against the other driver. If you miss the deadline, you forfeit your right to legal action.
Call a Georgia Car Accident Attorney
It costs nothing to arrange an initial consultation with a car accident attorney. Working with an attorney increases your potential to recover compensation and, in many cases, makes it possible to recover more than you might if you filed your claim without an attorney.
What You Shouldn’t Do After a Car Accident
When someone’s negligence injures you, you deserve justice. Familiarize yourself with these “don’ts” to avoid common mistakes that can jeopardize potential compensation.
Don’t Miss Medical Appointments
Skipping your follow-up care or ignoring your doctor’s recommendations can weaken your claim. The insurance company may argue that your injuries are not serious and could offer less money.
Do Not Admit or Discuss Fault
Avoid discussing fault at the scene or with an insurance company representative. Even saying “I’m sorry” can be misinterpreted as an admission of guilt or liability. Don’t give a statement, either.
Do Not Accept Their First Offer
Many insurance companies make lowball initial offers. They might try to pressure you into accepting an offer that isn’t enough to cover your injuries and expenses. An experienced car accident attorney can negotiate for maximum compensation.
Need More Tips? Call a Georgia Car Accident Lawyer Right Away
Hurt in a crash in Georgia by a careless driver? Their insurance company is not on your side. Don’t sign anything or accept any settlement before you talk to an experienced Georgia car accident lawyer. Joshua E. Palmer Law Firm has recovered millions of dollars for injured victims like you. We take the legal and administrative burden off your shoulders so you can focus on healing and feeling better. Contact us today for a free, no-obligation consultation about your case.